VA Loans

VA loans are a terrific program to help eligible veterans and their surviving spouses to purchase or refinance a primary residence. These loans are partially guaranteed by the VA, providing several key benefits not found in other loan programs, including 100% financing and no monthly mortgage insurance among others. Qualified, eligible veterans will likely find this program an attractive option in most situations.

While VA loan underwriting guidelines and qualification criteria are less restrictive in some areas, such as credit and DTI, in other areas they are more conservative, such as property condition, residual income requirement, and liabilities impact. We recommend that you consult with an expert loan officer to discuss which loan program is right for you.